Nachu on the Spot as Kajiado Woman’s Title Deed Goes Missing Mysteriously

A woman who borrowed Sh6 million from a housing cooperative is seeking help to possess her title. 

Nereah Odera had used the title as security for the loan but despite having completed payment of the loan, she says the housing cooperative is yet to give her back the land document. She borrowed the loan in 2018.

Documents seen by Lookup TV show that Nachu confirmed that Odera completed the loan she had borrowed. 

"This is to confirm that you have cleared your loan with us. Your loan account LD1825006415 was closed. Thank you for your continued support," a letter from the housing cooperative dated October 2, 2023 read. 

But while narrating her ordeal, Odera says several bids to have the title back have been kin to a cat-and-mouse game with the housing cooperative officials.

According to her, she completed the loan on August 23, 2023, and since then, the housing cooperative officials have been giving one excuse after the other on when her title will be handed to her.

At one instance, Odera says she was told that her title was with a local bank. She however raised concern with the explanation saying the bank accused of holding her title was not a party to her loan transaction deal. 

"I did not have any business transaction with the Bank and I do not understand under what circumstances they are declining to return my title deed," she said. 

When she visited the housing cooperative on Monday, November 6, 2023, Odera said the cooperative's officials declined that the title deed could not be availed to her until Friday, November 10, 2023. 

"They said one of the bank signatories was not done and was only going to be done then," she said. 

"I went on Friday, November 10th but they continued to retain my title deed without giving me any valid reason as to why they are holding it." 

Odera said the bid to repossess her title in the last three months has been a hell of sorts. She said the bid to have her title back is now taking a toll on her since she is forced to incur further costs. 

" For over three months I have been following up on this matter with their office to release my title deed in vain and I am already incurring financial losses as a result. I will need compensation for losses incurred."